Monitor and Follow-up
Homebuyers need to be aware that someone has to continue to monitor and follow-up with the transaction so the property closes on time and without a lot of grief.
The closing date indicated in a purchase and sale contract is a target date. Many things need to be done before the closing date can even be set. The attorneys determine an actual closing date after the following have been completed.
- Attorney approvals of the contract -
- Property inspections completed -
- Property inspection contingency removal and, if applicable, agreement with the seller for repairs or repair credit - (Repair Credit vs. Repairs)
- Check to see if repairs are done and done properly, if applicable -
- Bank appraisal completed -
- Bank appraisal repair request and follow-up, if applicable -
- Bank appraisal amount equal to or greater than purchase price -
- Written mortgage commitment -
- Removal of mortgage commitment contingencies -
- Re-dating of abstract of title and survey -
- Certifications for survey -
- Title papers (re-dated abstract, survey, proposed deed) completed and delivered to buyer’s attorney in a timely fashion -
- Title review by buyer’s attorney -
- Correct title defects, if applicable -
- Purchase title insurance -
- Deliver package to lender’s attorney -
- Copy of homeowner’s insurance policy and paid receipt -
Sound confusing and time consuming? You bet. Nearly every step of the way has to be monitored in order to have a closing on or near the anticipated closing date in the contract. Who does the follow-up? Your Attorney? The seller’s attorney? The bank? The seller? You? Real estate agent(s)?
Previous Step: Other Contingencies Next Step: Prepare for Closing
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packers hosting the ny giants, and san francisco 49ers hosting the saints.the packers are obviously on a roll and aaron rodgers is playing as well as anybody in the history of his position. he is an incredible athlete with a quick…
January 29th, 2012 at 3:49 am
you’re making an investment that worth every…
penny in your bank account. the benefits in owning a japanese vehicle outweighs every other vehicle on the roads today. there has been a lot of talk about the motor industry since the credit crunch hit the financial market. one of…
January 30th, 2012 at 1:13 pm
and honduras to haiti and trinidad tobago,…
have already outpaced cuba. by the early 1970s, the salvadoran team was the winner of the men’s soccer concacaf tournament and because of this it was one of the 16 teams in the fifa championship in mexico city. hereafter, twelve years…
February 1st, 2012 at 12:43 pm
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